Katie Waters brings more than 18 years of experience helping executives, high-earning families, and widows make confident financial decisions. She created a comprehensive planning process rooted in detailed cashflow analysis and behavioral finance—an approach designed to reshape habits and build lasting financial confidence.

In 2011, Katie founded Stable Waters Financial and built an all-female financial planning team dedicated to empowering clients through thoughtful guidance. In 2025, her team joined Farther to share this proven process with a broader audience. Katie remains deeply committed to the development and advancement of female financial planners, ensuring the profession reflects the diverse communities it serves.

Based in Athens, Georgia, Katie lives with her husband, Brandon, who serves as Client Experience Specialist for the Stable Waters x Farther team. Together, they enjoy traveling, volunteering with local nonprofits, and doting on their six Godchildren.

Cara Hedden brings more than eight years of experience advising career-driven women, high-earning families, and clients navigating significant life transitions. As part of the Stable Waters Financial x Farther team, she guides clients through a comprehensive planning process rooted in detailed cashflow analysis and behavioral finance—an approach designed to build strong financial habits and lasting confidence.

Cara played a key role in creating the Apprentice to Planner model that Stable Waters x Farther continues to develop today. A graduate of the University of Georgia with a bachelor’s degree in Financial Planning, she earned her CERTIFIED FINANCIAL PLANNER™ designation in 2024. Known for her expertise in cashflow planning, Cara excels at modeling financial scenarios that help clients make informed decisions during periods of change.

Based in Northeast Georgia, Cara lives with her husband and their two sons. Much of her free time is spent cheering from the sidelines of her children’s activities, but she also enjoys unwinding with a good book, planning short getaways, and indulging in great pastries.

Abigail Evans graduated from the University of Georgia with a bachelor’s degree in Financial Planning and is a candidate for the CERTIFIED FINANCIAL PLANNER^® designation. She is in the final year of her three-year apprenticeship with the Stable Waters x Farther all-female planning team.

As an integral part of client success, Abigail helps guide clients through the planning process from start to finish—coordinating action items, ensuring seamless execution, and fostering confidence along the way. In the summer of 2026, she will transition into an Advisor role while continuing to support the Stable Waters x Farther apprenticeship program, with a focus on developing the next generation of female financial planners.

Outside of work, Abigail enjoys reading, spending time outdoors, and visiting her parents at the lake or her sister at the coast.

Brandon Waters joined the Stable Waters x Farther team in 2022 as a Client Experience Specialist. He is a human Swiss Army knife, and dives in to help in all aspects of making the firm run smoothly. He retired as a Journeyman Lineman with a local power company after 16 years of service, and previous careers included cable tv experience, landscaping, and electrical supply delivery. Brandon can operate various forms of heavy machinery, fix our internet when it goes out, and rewire anything that needs it. 

Brandon obtained his Insurance License in 2024 to further help Stable Waters x Farther clients in fulfilling a crucial part of their financial plan execution, which is protecting those whom our clients love most. 

Brandon resides in Athens, Georgia with his wife, Katie who is the founder of Stable Waters x Farther. He is the household wrangler of their 2 dogs, 4 cats, 12 miniature horses, and 1 quarter horse. He enjoys coaching his nephew in baseball, doting on their 6 Godchildren, and managing their travel calendar.