John Torrence

Principal, Wealth Advisor
Schedule an Appointment
John Torrence
John Torrence
personalized approach

Our intelligent wealth platform maximizes client returns

We empower advisors with the technology, tools, and support they need to deliver clients exceptional performance and more personalized relationships
about
John Torrence

John Torrence is Managing Partner of Masso Torrence Wealth Management, where he leads the firm’s investment management process with a specialization in portfolio construction. He works closely with clients to simplify complex financial decisions, designing cohesive strategies and resilient portfolios that help them pursue their goals with clarity and confidence.

With more than 30 years of experience, John began his career in 1994 at Merrill Lynch and went on to hold roles at DB Alex Brown and UBS before co-founding MTWM with Chris Masso in 2008. He holds both the Chartered Retirement Plans Specialist℠ (CRPS®) and Accredited Investment Fiduciary® (AIF®) designations, reflecting his deep expertise and commitment to fiduciary excellence in every client relationship.

Beyond the office, John is actively involved in charitable organizations supporting cancer research, children’s causes, and animal welfare. He treasures time with his wife, Melissa, and their son, Jack — whether visiting Jack at St. Joseph’s University or enjoying summers together in Margate, family is always at the center of his life.

FAQS
What’s the first step to getting started, and what should I expect during our first conversation?

Start by scheduling a discovery call. Think of it as a mutual interview, not a sales pitch. We’ll explore your goals, assets, and financial vision. If we’re the right fit, our Concierge Team seamlessly handles setup and transfers, ensuring a smooth, tax-efficient transition from day one.

As a fiduciary, how are your investment incentives legally aligned with my personal success?

Farther advisors act in your best interest and are fiduciaries. We’ve eliminated commissions to remove conflicts and use a simple, transparent fee structure. Our growth depends directly on your success — we thrive only when your wealth does.

How does your proprietary technology enhance, rather than replace, human investment expertise?

Our technology amplifies — not replaces — human expertise. The platform manages daily precision tasks, freeing your advisor to focus on strategy and nuance. This blend of advanced automation and human insight ensures your wealth benefits from both innovation and personal guidance.

How do I know my information and my wealth are safe on Farther’s platform?

Farther’s platform uses advanced encryption, continuous monitoring, and a proprietary vault architecture engineered for maximum data integrity. Backed by leading global tech investors like Alphabet’s CapitalG, our systems are designed and vetted to keep your wealth safe.

How do you coordinate my entire financial life — from taxes and estate planning to my complex investments — in one place?

Farther acts as your wealth’s central hub. Our unified platform brings all your accounts together, while your dedicated advisor orchestrates your investment, tax, and estate strategies. The result is a seamless, proactive, and fully coordinated approach to managing every part of your financial life.

Page Updated on:
Jan 12, 2026