They thought they had a “pretty good” 401(k) plan. And they did. But ‘pretty good’ was leaving six figures of tax savings on the table.
This dental practice owner was faithfully contributing to their 401(k) but had never considered adding a cash balance or profit-sharing component. When we ran a custom plan design analysis, the numbers were staggering.
They went from contributing $22,500 a year… to over $180,000—most of it directed to the owner and spouse.
Same business. Smarter structure.
They reduced their tax liability, accelerated retirement funding, and created a future exit runway that felt secure—not stressful.
Here’s the catch:
Most plans are “set it and forget it.” But advanced design requires active planning, especially for owners approaching retirement or sale.
🔍 Benchmark your current plan design. Let’s find out what’s hiding beneath the surface.
