For the past 25 years, I've had the privilege of helping individuals live fuller, more fulfilling lives through thoughtful financial planning. But my practice isn’t about listing credentials or accomplishments — it’s about addressing the financial stresses that keep my clients up at night. Consider this: money problems are among the leading causes of divorce. My goal? To help couples get on the same page, aligned and prepared, before these issues even arise.

We take a different approach here. You won’t hear us saying, “the market will do what the market will do” while portfolios fluctuate wildly. That’s for gamblers, not for retirees planning their dream vacations. Instead, we mirror the sophisticated strategies used by top institutional investors, like those managing Yale and Harvard’s endowments. But we go even further — we take a holistic view, incorporating your entire tax picture, from this year through retirement. We’re talking strategies that could save you tens of thousands in retirement taxes, optimize healthcare costs, and navigate Social Security and required minimum distributions. Sounds complex? That’s where we come in. We see every client’s financial picture as a puzzle to be solved, and solving those puzzles is something we truly enjoy.

When I encourage clients to live a balanced life, I lead by example. I’ve been blessed with 25+ years of marriage to an incredible wife who makes every day brighter. Together, we’ve raised three wonderful daughters, and I’m now lucky enough to be a grandfather to a beautiful little grandson. You might catch me coaching my daughter’s competitive soccer team (something I’ve loved doing for over 15 years), carving up the slopes in winter, or spending summer weekends on the boat with family and friends. And of course, there’s our dog, who completes the family picture. This balance between work and life isn’t just something I preach — it’s how I live, and it’s what makes me even more effective in helping my clients achieve the same.

For over a decade, Ricky has been the essential force behind Lynch Financial Advisors' seamless client experience. As our Operations Director, he transforms financial strategies into tangible results that make our clients' lives easier every day.

While financial planning can feel overwhelming to many, Ricky excels at removing this burden from our clients' shoulders. When you need to rollover an IRA, update your payroll withholdings to avoid tax surprises, or access funds for that long-awaited vacation, Ricky handles every detail with precision and care—allowing you to focus on what matters most in your life.

Clients consistently praise Ricky's remarkable ability to anticipate needs and proactively address financial tasks that would otherwise consume their valuable time. His dual expertise as a CERTIFIED FINANCIAL PLANNER™ and Enrolled Agent means he not only executes transactions flawlessly but also ensures they align perfectly with your overall tax and financial strategy.

As the trusted implementation specialist working alongside our advisory team, Ricky ensures that every recommendation discussed in client meetings is carried through to completion. His meticulous attention to detail means nothing falls through the cracks—from paperwork processing to coordinating with third parties, Ricky delivers peace of mind through action.

A lifelong resident of the Sacramento region, Ricky now calls Roseville home, where he and his wife are raising their two young boys. When not orchestrating financial solutions for clients, he enjoys playing basketball and exploring new restaurants around town.

Gordon joined Lynch Wealth and Tax Advisors in 2024, bringing a powerful combination of financial expertise and deeply-rooted family values that perfectly mirror our firm's foundational principles.

What sets Gordon apart is his genuine commitment to putting others first—a quality that became evident when Mike Lynch discovered Gordon had temporarily stepped away from his career to help his aging parents organize their home and financial affairs. This selfless dedication is the same spirit he brings to every client interaction at Lynch, where he ensures that your financial concerns are addressed with both technical precision and genuine care.

As a paraplanner, Gordon works diligently behind the scenes to prepare for client meetings, ensuring that every aspect of your financial plan moves from conversation to implementation. His exceptional attention to detail means nothing falls through the cracks, giving you the confidence that your retirement vision is actively being brought to life.

Gordon's impressive professional background—spanning investment banking, corporate finance, and financial planning and analysis—provides him with a sophisticated understanding of complex financial situations that directly benefits our clients. Having passed all CPA exams and currently pursuing his CFP® certification, Gordon brings a level of technical competence that enhances our firm's ability to address intricate tax and financial planning challenges.

A Northern California native, Gordon enriches his professional perspective through his passion for travel throughout Asia and Mexico. When not working to secure clients' financial futures, he enjoys exploring ski resorts, weightlifting, nutrition, and following UFC.