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Pragmatic Wealth Planning
Pragmatic Wealth Planning
What’s In It For You?
We take the time to understand your goals and vision for the future. From there, our team works strategically to design a tailored plan — considering estate, insurance, and tax aspects — all without requiring investment management.
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How Have You Helped People?
80% of my clients have built their wealth from the ground up, receiving no inheritance. Most come to me for guidance on growing their assets, ensuring their hard-earned wealth supports them throughout their lifetime, and efficiently passing it on to future generations. Additionally, they trust me to work with their heirs early on, helping them preserve and carry forward the legacy they’ve worked so hard to build.
Are you concerned about turning your savings into income, or accumulating enough to produce income?
Have you built your wealth through Real Estate & seek advice that doesn’t automatically result in selling it?
Are you stuck on which pension option to select?
Do you need help navigating your federal & state employee retirement benefits package?
Are you trying to build a business or start a company?
Are you on the board of an institution, charity, or endowment and finding the investments are not aligned with the strategic plan or organizational needs?
Not Your Traditional Wealth Manager!
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The Investments
Whether you prefer having hands-on investment guidance or full portfolio management, our flexible billing structure allows us to tailor our services to fit all of your needs — now and as they evolve.
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Liability Management
Refinancing a mortgage or student loan often benefits the bank more than you. We help you explore opportunities to reduce interest costs.
Estate Planning
Our trusted partners enable us to both advise on and implement your estate plan, saving you and your loved ones time, money, and stress.
Tax Planning
Through our extensive partnerships, we connect you with the right CPA or EA for your unique financial situation — ensuring you get expert tax guidance without limitations.
Not Your Traditional Wealth Manager!
The Investments
Whether you prefer having hands-on investment guidance or full portfolio management, our flexible billing structure allows us to tailor our services to fit all of your needs — now and as they evolve.
Liability Management
Refinancing a mortgage or student loan often benefits the bank more than you. We help you explore opportunities to reduce interest costs.
.svg)
Tax Planning
Through our extensive partnerships, we connect you with the right CPA or EA for your unique financial situation — ensuring you get expert tax guidance without limitations.
Estate Planning
Our trusted partners enable us to both advise on and implement your estate plan, saving you and your loved ones time, money, and stress.
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A team of trusted advisors: Committed to excellence and integrity
WHAT YOU GET:
TRANSPARENT PRICING
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Customized Financial Plan
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Fiduciary Financial Advisor
WE WILL NEVER:
Charge Hidden Fees
Recommend Cookie-Cutter Strategies
Hide Conflicts of Interest
Finance Should Be Easy!
Efficiency
We utilize cutting-edge technology, allowing you to effortlessly link accounts or grant permission for secure data access.
Transparency
Our planning portals provide real-time updates, keeping you informed every step of the way.
Common Sense
You define your goals — we analyze the details and deliver personalized recommendations tailored to your needs.
Human Touch
Personal finances are just that — personal. Generic, AI-generated responses can’t replace the depth of human expertise and thoughtful financial planning.
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How Have You Helped People?
80% of my clients have built their wealth from the ground up, receiving no inheritance. Most come to me for guidance on growing their assets, ensuring their hard-earned wealth supports them throughout their lifetime, and efficiently passing it on to future generations. Additionally, they trust me to work with their heirs early on, helping them preserve and carry forward the legacy they’ve worked so hard to build.
Are you concerned about turning your savings into income, or accumulating enough to produce income?
Have you built your wealth through Real Estate & seek advice that doesn’t automatically result in selling it?
Are you stuck on which pension option to select?
Do you need help navigating your federal & state employee retirement benefits package?
Are you trying to build a business or start a company?
Are you on the board of an institution, charity, or endowment and finding the investments are not aligned with the strategic plan or organizational needs?
Case Studies
OUR FEES
Our Fees vs. Industry Averages
We believe in transparent, fair pricing. Below is our tiered advisory fee schedule compared with published industry averages for wealth management fees, as reported by SmartAsset (2024) and Kitces Research (2024).
Assets Under Management
Typical Industry Fee
Our Fee
$0 – $1,000,000
~1.25% – 1.50%
1.00%
$1,000,000 – $2,500,000
~1.00%
0.80%
$2,500,000 – $5,000,000
~0.75% – 1.00%
0.60%
$5,000,000 – $25,000,000
~0.50% – 0.75%
0.50%
$25,000,000 – $50,000,000
~0.25% – 0.50%
0.35%
Over $50,000,000
Often flat or negotiable
0.10%
Sources: SmartAsset 2024; Kitces Research 2024; NerdWallet 2024. Fees shown are typical ranges reported in industry surveys. Individual advisor fees vary. Our full advisory fee schedule is disclosed in our Form ADV Part 2A, available upon request.
Our Team
Herbert Kyles
Vice President, Wealth Advisor
Herbert has over a decade of experience as a financial advisor, with a focus on offering personalized, transparent advice to families – empowering them to align their savings with their goals.
Herbert guides his clients through the implementation of key areas, including:
- Investing for Income & Growth
- Forward-Looking Tax & Estate Planning
- Realizing & Remaining Retired On Your Terms
- Maximizing Equity Compensation for Your Benefit
- Prudent Investment Strategies for Wealth Accumulation
Prior to joining Farther, Herbert worked with tech and healthcare professionals, executives, and business owners at a Fortune 50 firm.
Outside of work, Herbert enjoys staying active and exploring new destinations with his wife.
Ezra Auerbach
Financial Planner
Alex Paul
Director, Advisor Investment Strategy
Alex has more than 10 years in Investment committee leadership and portfolio management. He currently sits on the Board of Governors for Cranbrook Schools, where he acts as the chair of the Investment Committee for a $500M endowment.
Alex’s primary focus is high level investment strategy on behalf of the client in conjunction with mission, goals and risk parameters. As a CFA, he is a specialist in balancing portfolio allocation and optimizing investments. Alex led the investment team at GLP Financial Group and Investments for over 10 years, rising to the role of Chief Investment Officer. He graduated magna cum laude from the University of Michigan with a degree in Biochemistry.
Daniel Gilham
Managing Director of Advisor Strategy
Over the past 15 years, Daniel has helped business owners, entrepreneurs, and families realize their financial aspirations through goals-based planning. This comprehensive approach and coordination of all assets brings clarity and confidence to financial decisions: each client has a unique situation, and Daniel’s tailored approach is vital to achieving their goals.
Daniel is a former Systems Engineer and Product Manager at AOL, and he transferred those skills to assist clients with financial planning. A current doctoral candidate at the University of South Florida, Daniel’s research is focused on uncovering the inhibitors and motivations for planning.
Daniel is an Advisory Board Member of GrowFL and the University of North Florida, as well as an alumni of Leadership Jacksonville and 40 Under 40. Daniel and his wife, Carol Dobbs, live in Atlantic Beach with their two children, Kennedy Grace and Wilder James. Daniel enjoys all outdoor activities – whether it includes golf, the ocean, the top of Mt. Rainier, or braving tent camping with a 2-year-old.
Daniel Gilham
Managing Director of Advisor Strategy
Over the past 15 years, Daniel has helped business owners, entrepreneurs, and families realize their financial aspirations through goals-based planning. This comprehensive approach and coordination of all assets brings clarity and confidence to financial decisions: each client has a unique situation, and Daniel’s tailored approach is vital to achieving their goals.
Daniel is a former Systems Engineer and Product Manager at AOL, and he transferred those skills to assist clients with financial planning. A current doctoral candidate at the University of South Florida, Daniel’s research is focused on uncovering the inhibitors and motivations for planning.
Daniel is an Advisory Board Member of GrowFL and the University of North Florida, as well as an alumni of Leadership Jacksonville and 40 Under 40. Daniel and his wife, Carol Dobbs, live in Atlantic Beach with their two children, Kennedy Grace and Wilder James. Daniel enjoys all outdoor activities – whether it includes golf, the ocean, the top of Mt. Rainier, or braving tent camping with a 2-year-old.
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Aaron Sheklin
Head of Institutional, Strategic Advisor
Aaron is a dedicated financial advisor with over 15 years of experience helping organizations achieve long-term financial stability and mission-driven success. He specializes in strategic financial planning, investment guidance, and fiduciary stewardship, ensuring that his clients can maximize their impact while navigating the complexities of financial management.
With a background in law and finance, Aaron brings a unique perspective to nonprofit leadership and governance. He is a licensed attorney in both Florida and New York and an active member of the Florida Bar Association and New York Bar Association. He serves as Chairman of SEHEI, a 501(c)(3) shared housing initiative, and is a board member of the Planned Giving Council of Northeast Florida, furthering his commitment to philanthropic strategy and legacy giving.
Beyond his advisory work, Aaron has a strong entrepreneurial background. He co-founded ClickPay, which grew to become the largest payment processor in the real estate industry before its successful acquisition by RealPage in 2019. His ability to build, scale, and navigate complex financial landscapes offers invaluable insights to the nonprofit sector.
Aaron is passionate about service, regularly volunteering his expertise through board leadership and pro bono representation of nonprofit organizations. He lives in Jacksonville Beach, Florida, with his wife and two daughters. In his free time, he enjoys basketball, tennis, and spending time on the water fishing and boating with his family.
Aaron Sheklin
Vice President of Institutional
Aaron is a dedicated financial advisor with over 15 years of experience helping organizations achieve long-term financial stability and mission-driven success. He specializes in strategic financial planning, investment guidance, and fiduciary stewardship, ensuring that his clients can maximize their impact while navigating the complexities of financial management.
With a background in law and finance, Aaron brings a unique perspective to nonprofit leadership and governance. He is a licensed attorney in both Florida and New York and an active member of the Florida Bar Association and New York Bar Association. He serves as Chairman of SEHEI, a 501(c)(3) shared housing initiative, and is a board member of the Planned Giving Council of Northeast Florida, furthering his commitment to philanthropic strategy and legacy giving.
Beyond his advisory work, Aaron has a strong entrepreneurial background. He co-founded ClickPay, which grew to become the largest payment processor in the real estate industry before its successful acquisition by RealPage in 2019. His ability to build, scale, and navigate complex financial landscapes offers invaluable insights to the nonprofit sector.
Aaron is passionate about service, regularly volunteering his expertise through board leadership and pro bono representation of nonprofit organizations. He lives in Jacksonville Beach, Florida, with his wife and two daughters. In his free time, he enjoys basketball, tennis, and spending time on the water fishing and boating with his family.
Tim Bohnett
Managing Director
Tim has led high-performing teams and advised ultra-high-net-worth clients on building and preserving generational wealth through innovative, personalized strategies for over 15 years.
Prior to Farther, Tim held senior leadership roles at Charles Schwab & Co., where he drove operational excellence, digital transformation, and client engagement across multi-state operations. His market expertise is further distinguished by his background as a Nasdaq Market Maker and Professional Market Trader, providing clients with deep insight into market dynamics and risk management.
Tim is known for his collaborative leadership, commitment to client success, and passion for advancing the wealth management profession. He is based in Phoenix, AZ with his wife and their five children.
Ashton Hayes
Trust Services Associate
Ashton Hayes is a dedicated legal professional with experience in tax law, property disputes, and probate matters. With a client-first approach, she prioritizes clear communication, thorough research, and strategic problem-solving to deliver effective legal solutions. Ashton is committed to navigating complex legal challenges with diligence and integrity, always advocating for her clients’ best interests.
She earned her J.D. and LL.M. in Taxation from The University of Alabama School of Law, following a summa cum laude BA in Criminal Justice and Political Science. Through roles at Dentons Sirote, Alabama Legal Services, the Dallas County Probate Court, and the U.S. District Court for the Northern District of Alabama, Ashton has gained hands-on experience in tax controversies, housing disputes, and estate planning. Whether drafting intricate legal memoranda or negotiating with IRS attorneys, she has developed a well-rounded understanding of litigation and client advocacy.
Currently based in Rowlett, Texas, Ashton enjoys spending time with her family, friends, and her dog, Otis. Outside of work, she finds joy in hiking, gardening, and traveling to new destinations.
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Go Farther
*This chart is solely for informational purposes and should be considered only as a hypothetical situation. Investing in securities involves potential risks, including loss.
A sophisticated wealth platform that makes your life simpler
Our proprietary platform includes everything you need to easily, confidently manage your wealth — and nothing you don’t.
- See your wealth in actionGet a holistic view of your finances, all in one place.
- Effortless to controlA simple dashboard allows you to make changes to your portfolio directly.
- Save time and hassleGet the answers you’re looking for at the click of a button.
The security of your assets is our top priority
Investments insured by SIPC up to $500K for each account
Your data is encrypted when stored and on the move- Your money is backed by trusted custodians, including Pershing, Apex, Schwab, and Fidelity
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