Maximize your impact, minimize your taxes
Join Farther’s Kirk Barrett and the American Cancer Society's Stephanie Hadfield to learn how to align your philanthropic legacy with your financial goals. We will explore tax-efficient strategies designed to increase your impact for the ACS while supporting your long-term financial plan.
We will walk you through sophisticated strategies that can help you maximize your contributions without compromising your overall financial objectives.
To help you move from intention to action, Kirk Barrett is offering a complimentary tax-plan for qualified donors who register for this session.
What We Will Cover:
Maximizing Impact with Donor-Advised Funds
Donor-Advised Funds (DAFs) 101:
A clear, jargon-free breakdown of how DAFs operate, allowing you to contribute assets, potentially qualify for a current-year tax deduction, invest the funds for tax-free growth, and grant them to your favorite charities on your own timeline.
Navigating 2026 Tax Changes via "Strategic Bunching":
How the new 0.5% AGI floor and deduction limitations are changing the math on charitable giving, and why combining multiple years of contributions into a single DAF can help donors efficiently clear these new hurdles and optimize their overall tax footprint.
Unlocking Appreciated and Complex Assets:
Step-by-step strategies for contributing non-cash assets (such as stocks, real estate, and crypto) directly to a DAF. This approach can help you avoid recognizing capital gains taxes on appreciated assets, potentially boosting your total giving power by up to 20% compared to selling the asset and donating the after-tax proceeds.
Debunking the "Saddled Cash" Myth:
A data-driven look at current distribution trends showing that DAF payout rates (currently averaging over 25%) consistently exceed the 5% mandatory minimum distribution requirement of traditional private foundations, efficiently getting money to the front lines.
Streamlining the Giving Experience:
Utilizing modern tools like "Pay with DAF" buttons and digital integration to reduce administrative burdens, streamline donor workflows, and easily establish recurring support.
Legacy and Multi-Generational Planning:
How to properly structure a DAF to name successor advisors or charitable beneficiaries, transforming a transactional tax strategy into a lasting family legacy.
Host
Intelligent wealth technology empowers our trusted advisors and market experts to more effectively advance your financial goals at key life moments.
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Registration
Assumes the following:
- Initial investment of $1MM.
- Farther’s tax alpha is calculated by adding cash equal to 1% of the previous month’s benchmark (non-tax-aware) portfolio value, while ensuring both tax-loss harvesting (TLH) and benchmark portfolios receive identical contributions.
- Tax rates used are 40.8% for short-term gains (under one year) and 23.8% for long-term gains (over one year).
- Harvested losses generate immediate tax credits that are reinvested.
- The process involves harvesting losses, blocking wash-sale securities, selling overweight positions to restore portfolio balance, purchasing new positions, and repeating the cycle when those new positions later decline in value.
- Calculations assume a 10 year time horizon and 8% average market return.
- 2.55% additional return received from tax-loss-harvesting based on Farther Asset Management research. This assumes there will be portfolio fluctuations including losses within the portfolio (losses can cause the value of the portfolio to be less).
- 0.27% additional return for tax-aware investing in tax-efficient accounts (when available) based on Farther Asset Management research. This also varies based on individual tax rates.
- 0.46% additional return due to inclusion of alternative investments, based on Conversus Stepstone Private Markets research.
- Additional 0.35% for regular rebalancing of the portfolio to achieve the desired allocation, based on Kitces Daily Review: “Finding The Optimal Rebalancing Frequency – Time Horizons Vs Tolerance Bands”.
- The subtraction of a 0.10% portfolio management fee.
- This does not include any transaction costs or advisory fee. A model fee should be used if applicable. The additional fee will cause the portfolio value to be lower.
