Lance Lehman, CFP®, CIMA®, CPWA®, helps passionate donors, executives, and nonprofit boards navigate complex financial decisions with clarity and confidence. By bringing institutional-level expertise, your financial resources are optimized for your family, organization, and the causes you care about most.
Myths and truths
Common myths about charitable wealth strategies
Truth: Donating appreciated assets (stocks, bonds, ETFs, mutual funds, etc.) directly allows the recipient charity to receive the full value, while you avoid capital gains tax on the appreciation and receive a charitable deduction for the full market value.
Truth: Donor-Advised Funds (DAFs) allow you to take an immediate tax deduction in the year of the gift, while retaining the ability to suggest how the funds are invested and granting the money to various charities over time.
Tax tip (2026): Since the passage of the One Big Beautiful Bill Act (OBBBA), stacking charitable donations for multiple years using a DAF results in advantageous tax treatment.
Truth: If you itemize deductions, charitable contributions can lower your taxable income, helping to keep your earnings in lower tax brackets and preserving more of your wealth.
Tax tip (2026): Even if you don’t itemize, you can also write off cash donations (not DAFs) of up to $1000 per individual or $2000 per couple.
How I help
Four ways I turn your generosity into a financial plan that works as hard as your good intentions.
I implement strategic giving methods, such as utilizing Donor-Advised Funds (DAFs), Charitable Remainder Trusts (CRTs), Charitable Lead Trusts (CLTs), and Qualified Charitable Distributions (QCDs) to maximize your impact and tax benefits.
In concert with Farther’s Institutional Team, I provide endowment and reserve growth strategy, cash flow optimization, and donor development to underserved nonprofits that are often overlooked by larger trust and investment firms.
For high-net-worth clients, I deliver planning that pulls risk analysis, tax optimization, estate planning, and asset allocation into one coordinated picture.
I use vehicles like DAFs to creatively engage your entire family in philanthropy, allowing each member to support important causes and establish a legacy of giving.
The 2026 landscape
Under the One Big Beautiful Bill Act (OBBBA), only aggregate charitable donations exceeding 0.5% of the taxpayer’s Adjusted Gross Income (AGI) floor are eligible to be claimed as itemized deductions. Additionally, the maximum allowable deductions remain subject to specific percentage caps based on the type of donated asset, though any overage can be carried forward for up to 5 years.
Under OBBBA, aggregate charitable donations must exceed a 0.5% Adjusted Gross Income floor before they count as itemized deductions. That single change makes the timing of your gifts a planning decision, not an afterthought.
The Challenge
Navigating the intersection of significant personal wealth and nonprofit involvement requires specialized knowledge. Dedicated volunteers on nonprofit boards may lack the financial investment expertise needed to protect vulnerable organizations from regulatory compliance pitfalls. I bring my institutional-level strategies, often reserved for massive foundations, to ensure your personal wealth and charitable missions are fully optimized.
The partnership
A fee-based fiduciary relationship built on objective advice, clear communication, and a transition handled for you.
As a fiduciary, I am dedicated to providing objective, transparent advice centered entirely on your best interests. Our initial discovery meeting is a mutual evaluation to confirm fit and establish long-term trust to help you achieve your goals.
I offer a tailored, client-centric approach through virtual and in-person meetings, and provide a simple, transparent fee structure. My Concierge Team seamlessly handles transitions so that your wealth management is tax-efficient and fully organized from day one.
I am a published author and member of the Investments & Wealth Review Editorial Advisory Board who regularly breaks down complex investment and wealth management topics into actionable strategies. I feature deep-dive resources like the "Investment Advisor's Guide to Alternatives" to ensure my clients are thoroughly educated on institutional-level concepts.
Your advisor
Reach out directly, or book a virtual review at a time that works for you.
A short discovery call is where it starts. Bring your questions about giving, your board, or your plan, and let's see if we're a fit.
