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Senior Vice President, Wealth Advisor

Charles Cernosia, CFA®

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About Charles

As an advisor at Farther and a CFA® charterholder, Charlie brings over 25 years of expertise to his clients. He provides holistic financial planning, knowing investments are just one piece of the puzzle. By integrating tax strategy, estate planning, debt, and cash flow management, he aligns every financial pillar with his clients' unique life goals. His transition to advising at Summit Financial, and later Farther in 2026, stems from a passion for applying institutional strategies to personal wealth. Previously, Charlie spent 20 years as a global derivatives trader for the Chicago Board of Trade, Deutsche Bank, Lehman Brothers, Citibank, and HSBC. Armed with a Stanford degree and a UChicago MBA, this background gives him a profound edge in risk management and navigating complex markets. At home, Charlie cherishes time with his wife of 25 years, Prescille, and their three children: Thomas, Max, and Elise. An avid traveler, he stays active through hiking, golf, and tennis. His entrepreneurial family keeps him inspired, as Prescille operates New York fitness studios alongside her higher education career. Locally, Charlie is deeply committed to his community and actively volunteers to combat food insecurity.

FAQs

  • As a fiduciary, how are your investment incentives legally aligned with my personal success?+
    Farther advisors act in your best interest and are fiduciaries. We’ve eliminated commissions to remove conflicts and use a simple, transparent fee structure. Our growth depends directly on your success — we thrive only when your wealth does.
  • How do I know my information and my wealth are safe on Farther’s platform?+
    Farther’s platform uses advanced encryption, continuous monitoring, and a proprietary vault architecture engineered for maximum data integrity. Backed by leading global tech investors like Alphabet’s CapitalG, our systems are designed and vetted to keep your wealth safe.
  • What’s the first step to getting started, and what should I expect during our first conversation?+
    Start by scheduling a discovery call. Think of it as a mutual interview, not a sales pitch. We’ll explore your goals, assets, and financial vision. If we’re the right fit, our Concierge Team seamlessly handles setup and transfers, ensuring a smooth, tax-efficient transition from day one.
  • How does your proprietary technology enhance, rather than replace, human investment expertise?+
    Our technology amplifies — not replaces — human expertise. The platform manages daily precision tasks, freeing your advisor to focus on strategy and nuance. This blend of advanced automation and human insight ensures your wealth benefits from both innovation and personal guidance.
  • How do you coordinate my entire financial life — from taxes and estate planning to my complex investments — in one place?+
    Farther acts as your wealth’s central hub. Our unified platform brings all your accounts together, while your dedicated advisor orchestrates your investment, tax, and estate strategies. The result is a seamless, proactive, and fully coordinated approach to managing every part of your financial life.

Connect with Charles Cernosia, CFA®

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