Magnificent Life Team
Insights

April 18, 2022
Dollar-cost-averaging
People often joke about the weather in Cape Town, saying that you can experience all four seasons in one day. And, if you speak to a local, you’ll know that…

April 11, 2022
Protection from too much advice
Bruce Lee once said: Adapt what is useful, reject what is useless, and add what is specifically your own. It’s an exceptional quote that is profoundly helpful when working with…

April 11, 2022
Saving vs investing
Financial planning is a complex and integrated activity that is often simplified in an attempt to make it more accessible. When we look at it as a lifestyle rather than…

April 4, 2022
How mindfulness helps our money
How much time do you waste trying to solve problems that haven’t happened yet? Many of us fixate on problems that might happen tomorrow, next week or several years in…

March 28, 2022
Need a little grounding?
Have you ever gone for a walk in the garden without shoes on? Remember what it felt like, as a kid, to come home from school – slip out of…

March 28, 2022
Become a better networker
As our world becomes increasingly digitized, personal skills will become more valuable. Many salespeople call these the soft-skills and realize that the old-school hard-sell-skills are no longer as effective. People…

March 21, 2022
Building wealth, one brick at a time
The root of our wealth is not in our income or our spending; it’s in our behavior. Our habits make us wealthy, not the markets. Some have said that sound…

March 21, 2022
Planning vs Coaching
Regardless of what words we want to put to our journey with our money, there are a few realities that we need to face. First – everything we do is…

March 14, 2022
What a better financial plan could look like
It’s easy to think about a financial plan and consider the elements that typically go into it. For instance, we could picture a plan that consists of a retirement savings…

March 7, 2022
What’s changed in your life?
WHERE TRUE FINANCIAL PLANNING STARTS One of the best ways to make any constructive change or difference in the direction of our lives is to take a moment to observe…

February 28, 2022
Thank you, money
Some people say that magic isn’t real, but what about the first magic words we’re all taught to say? No – not “abracadabra” or “zimzalabim”, although those are great words.…

February 21, 2022
Building your Money IQ… and EQ!
Would you consider yourself to be financially intelligent? Depending on how you answer that, here’s another tough question: how much do you trust yourself to manage your own finances? Often…

February 21, 2022
Marketing yourself beyond 2022
In the next few years, we are likely to see a significant increase in small businesses, from home enterprizes to startups. Many people have had to create sideline income or…

February 14, 2022
Just one more
They say that getting old happens slowly, and then all at once. Most of the change around us occurs so gradually that we barely notice it; ageing, losing or gaining…

February 7, 2022
Re-train your brain for healthier relationships
At the heart of everything, we find relationships. Most of these are unintentional relationships that happen situationally, but some are relationships that stem from our choices. From the moment we…

February 7, 2022
Feelings – thoughts – actions
‘Your mind will take the shape of what you frequently hold in thought,’ Marcus Aurelius. How we engage with our money reflects what’s going on inside our heads, which is…

January 31, 2022
Don’t let tax get you down
We all know that the only two certainties in life are death and taxes. Even after we’ve gone, taxes are still levied against our estate. The more money we make,…

January 24, 2022
The importance of being intentional
If we don’t stand for something, we will fall for anything. Essentially, our actions will either result from what we choose, or what is chosen for us. Our days are…

January 17, 2022
Four ways to measure your fortune
We often don’t worry about something until we realize that it’s limited. If we have lots of something, it’s a fortune. If we don’t, it can become a focus of…

January 17, 2022
The best time to live
“Remember the past, plan for the future, but live for today, because yesterday is gone and tomorrow may never come.” The best time to live is in the present. It’s…

January 10, 2022
Catastrophizing and how to manage it
Have you ever gone down a rabbit hole on social media? You know, that moment when you see something triggering and you click on it, and then scroll down through…

January 10, 2022
Ask yourself these questions BEFORE switching funds
As financial planning conversations deepen and explore more value, we find ourselves moving from the empirical to the emotional, from processes to perceptions and from products to people. It’s an…

December 20, 2021
How much do you need?
One of the hardest questions to answer when it comes to financial planning is: How much do I need? There are two ways we can look at this. Either, I…

December 20, 2021
Making goals easier to achieve
“If I had a penny for every time I put something off until tomorrow, and never got to it… I’d put them all in a sock and hit myself with…