Magnificent Life Financial Planning

Magnificent Life Team

Insights

August 10, 2026

Investing in social wealth

We often dedicate the best, most energetic years of our lives to building a fortress of financial security. We work long hours, take on additional responsibilities, and sometimes miss important…

August 3, 2026

Funding your life satisfaction

It’s so easy to look at our budgets, our financial planning and our risk products and ask questions about what we have and don’t have. But what if, in all…

August 3, 2026

Holding up the mirror

The mirror of our bank statements: Aligning our wealth with our values Have you ever noticed how increased access can actually create more anxiety and worry? It’s wonderful to be…

July 27, 2026

Conversation, not isolation

We tend to model our lives, and our financial plans, as a straight, uninterrupted line moving upward and to the right. We assume that our income, our capacity, and our…

July 27, 2026

How strong is your financial plan?

Two key goals of a financial plan are to help you grow what you have, and help you protect what you have. This is why conversations about financial planning should…

July 20, 2026

Why good health is a financial strategy

When we sit down to project a client’s retirement, one of the biggest variables we have to account for is longevity. Thanks to modern medicine, we are living longer than…

July 13, 2026

Don’t avoid the struggle

Here’s why money shouldn’t buy your way out of friction. There is a common, unspoken assumption about wealth that many internalise early in life: we believe that the ultimate purpose…

July 6, 2026

Empty nest financial planning

There is a very specific kind of quiet that descends on a house when the children finally leave. It affects our hearts, but it also affects our financial planning. If…

July 6, 2026

Talking to your family about money

As the playwright George Bernard Shaw famously observed, “The single biggest problem in communication is the illusion that it has taken place.” Nowhere is this more evident than in our…

June 22, 2026

Guarding the basecamp

When we sit down to build a financial plan, our eyes are naturally drawn to the summit, not the basecamp. We focus our energy on the big, inspiring goals: retiring…

June 22, 2026

They may not show up on your statement

One of the metrics used extensively in the financial profession to evaluate a given decision is the Return on Investment (ROI). It’s used in other areas too, like in marketing…

June 15, 2026

Redefining true financial wellbeing

When working with a qualified and experienced financial planner, you should have a partner who will be exceptionally well-positioned to diagnose a balance sheet. They can easily spot a gap…

June 8, 2026

Invisible ink

Have you ever thought about the unspoken money scripts we pass to our children? As parents, we often assume that teaching our children about money requires a formal sit-down conversation.…

June 1, 2026

The high price of “someday”

There is a very common narrative that high-achievers tend to buy into. It is the idea of the deferred life. We work relentlessly in our thirties, forties, and fifties, pouring…

June 1, 2026

The Rule of 72

The financial world is full of complex algorithms, dense spreadsheets, and jargon designed to make investing look like a highly complicated science. You could find yourself thinking that you need…

May 27, 2026

Living at Your Values, Not Just Your Means

There’s a real cost to living below your means. But “live at your means” is still measuring the wrong thing. The better question is the one most financial conversations skip past.

May 25, 2026

The shift from reactive to intentional wealth

There is a distinct feeling that comes from being out of control with your finances. It is a quiet, low-grade anxiety that hums in the background of your life. When…

May 25, 2026

Reclaim your future from debt

If you have ever carried a significant amount of debt, you know that it is rarely just a numbers problem. It is an emotional, social and physiological weight. Whether it…

May 18, 2026

The open hand

Have you ever thought about how gratitude could be a key part of your financial strategy? Ken Honda calls it “arigato money”, which we could call “thank you” money. When…

May 11, 2026

Will you enjoy the journey?

There’s a traditional approach to financial planning that relies heavily on the maths of your money. A legacy expectation of discussing asset allocation, historic yields, and projected growth. Success can…

May 4, 2026

Keeping money in its place

We often look to our investment portfolios for ultimate security. We watch the markets, hoping the numbers will grow large enough to finally give us permission to exhale. This is…

May 4, 2026

The opportunity cost of ‘Inbox Zero’

Have you ever started off your day with the intent to mark off everything in your email inbox as ‘Read’? Sometimes, we have this perception that our emails need to…

April 27, 2026

Inheritance without instruction

When families who have spent decades building a substantial financial foundation sit down to talk about money, a quiet, often unspoken anxiety usually surfaces. As they look to the future,…

April 27, 2026

Designing a frictionless recovery

When we build a financial plan, we naturally spend most of our time looking at the horizon. We focus on the big, exciting milestones: funding a comfortable retirement, selling a…