Magnificent Life Team
Insights
July 20, 2026
Why good health is a financial strategy
When we sit down to project a client’s retirement, one of the biggest variables we have to account for is longevity. Thanks to modern medicine, we are living longer than…
July 13, 2026
Don’t avoid the struggle
Here’s why money shouldn’t buy your way out of friction. There is a common, unspoken assumption about wealth that many internalise early in life: we believe that the ultimate purpose…
July 6, 2026
Empty nest financial planning
There is a very specific kind of quiet that descends on a house when the children finally leave. It affects our hearts, but it also affects our financial planning. If…
July 6, 2026
Talking to your family about money
As the playwright George Bernard Shaw famously observed, “The single biggest problem in communication is the illusion that it has taken place.” Nowhere is this more evident than in our…
June 22, 2026
Guarding the basecamp
When we sit down to build a financial plan, our eyes are naturally drawn to the summit, not the basecamp. We focus our energy on the big, inspiring goals: retiring…
June 22, 2026
They may not show up on your statement
One of the metrics used extensively in the financial profession to evaluate a given decision is the Return on Investment (ROI). It’s used in other areas too, like in marketing…
June 15, 2026
Redefining true financial wellbeing
When working with a qualified and experienced financial planner, you should have a partner who will be exceptionally well-positioned to diagnose a balance sheet. They can easily spot a gap…
June 8, 2026
Invisible ink
Have you ever thought about the unspoken money scripts we pass to our children? As parents, we often assume that teaching our children about money requires a formal sit-down conversation.…
June 1, 2026
The high price of “someday”
There is a very common narrative that high-achievers tend to buy into. It is the idea of the deferred life. We work relentlessly in our thirties, forties, and fifties, pouring…
June 1, 2026
The Rule of 72
The financial world is full of complex algorithms, dense spreadsheets, and jargon designed to make investing look like a highly complicated science. You could find yourself thinking that you need…
May 27, 2026
Living at Your Values, Not Just Your Means
There’s a real cost to living below your means. But “live at your means” is still measuring the wrong thing. The better question is the one most financial conversations skip past.
May 25, 2026
The shift from reactive to intentional wealth
There is a distinct feeling that comes from being out of control with your finances. It is a quiet, low-grade anxiety that hums in the background of your life. When…
May 25, 2026
Reclaim your future from debt
If you have ever carried a significant amount of debt, you know that it is rarely just a numbers problem. It is an emotional, social and physiological weight. Whether it…
May 18, 2026
The open hand
Have you ever thought about how gratitude could be a key part of your financial strategy? Ken Honda calls it “arigato money”, which we could call “thank you” money. When…
May 11, 2026
Will you enjoy the journey?
There’s a traditional approach to financial planning that relies heavily on the maths of your money. A legacy expectation of discussing asset allocation, historic yields, and projected growth. Success can…
May 4, 2026
Keeping money in its place
We often look to our investment portfolios for ultimate security. We watch the markets, hoping the numbers will grow large enough to finally give us permission to exhale. This is…
May 4, 2026
The opportunity cost of ‘Inbox Zero’
Have you ever started off your day with the intent to mark off everything in your email inbox as ‘Read’? Sometimes, we have this perception that our emails need to…
April 27, 2026
Inheritance without instruction
When families who have spent decades building a substantial financial foundation sit down to talk about money, a quiet, often unspoken anxiety usually surfaces. As they look to the future,…
April 27, 2026
Designing a frictionless recovery
When we build a financial plan, we naturally spend most of our time looking at the horizon. We focus on the big, exciting milestones: funding a comfortable retirement, selling a…
April 20, 2026
Why “enough” is not a Number
There is a subtle psychological trap that catches almost every successful person we meet. It is rarely discussed in financial textbooks, but it causes more anxiety than a market crash.…
April 13, 2026
Retiring to something
Have you ever thought about retiring TO something, not just from something? We spend our entire working lives focused on the mechanics of retirement. We build the plans, optimise the…
April 6, 2026
Asking better questions
When we sit down to discuss finances, the natural instinct—is to get straight to work. We want to be productive. Because of this, the conversation almost always begins with a…
April 6, 2026
The hidden gaps in your safety net
We spend a lot of time engineering our financial futures. We carefully allocate our assets, monitor our compounding, and build portfolios designed to withstand economic storms. But one of the…
March 30, 2026
Why your brain is working against your retirement
How are you feeling about your retirement plan? For many, this is a stress-filled question, leading them to avoid diving too deep! For others, they like to spend a lot…