Equity compensation
RSUs, ISOs, and pre-IPO shares turned into a diversified, tax-aware position, with a plan for when to exercise and when to sell.
MERIDIAN 105 WEALTH ADVISORS AT FARTHER
Know your why. We'll help you find your when.
Knowing what matters most is where planning starts. Careers change and families grow, so your plan should too. Meridian 105 Wealth Advisors helps you work out when you can get there, and adjusts the path as life moves.
Get in touchTrue wealth demands a higher vantage point
Every financial trajectory is anchored by two definitive waypoints: the ultimate purpose of your capital, and the precise horizon of your destination.
Led by Tyler Morris, Meridian 105 Wealth Advisors was founded on an uncompromising principle: sophisticated wealth requires absolute alignment. We serve as the central point of navigation for your entire financial terrain by coordinating fluidly with your broader advisory team and operating with the precision of a true fiduciary.
Who we work with
We deliver deep, specialized counsel specifically for individuals at critical financial turning points, purposely avoiding a one-size-fits-all model. That means the expertise you get is built around what you are actually facing, not a plan template applied to your situation.
Turn concentrated equity into lasting independence
If you are managing equity compensation or sit somewhere inside the 15 years before retirement, the decisions in front of you carry real weight. RSUs, ISOs, and pre-IPO shares each move differently, and the tax consequences of getting the timing wrong are large.
We turn concentrated equity into a diversified, tax-aware position and build a retirement income plan around it, so you know exactly how today's compensation becomes financial independence on your timeline.
Build a plan that keeps working
If you are a mid to late career family with children still at home or recently out of the house, the question shifts from building wealth to making sure it holds. A will tells you what happens to your assets. Continuity is broader than that.
We build a documented, coordinated plan that keeps working no matter what happens to you, so the handoff to the people and causes you care about is smooth rather than a scramble.
Give a reserve fund a board-defensible plan
If you serve on an HOA board or a nonprofit finance committee, you may be carrying personal fiduciary exposure for a reserve fund the board was never fully equipped to manage alone. An unreviewed reserve study is a real risk.
We turn that reserve study into a documented, board-defensible investment policy and manage the assets against it, so the board is stewarding its money with a process it can stand behind.
Ready to take the next step?
Schedule a conversationWhat makes Meridian 105 different
We do our best work with people who want real decisions made, not just someone to manage assets, and who are open to us coordinating with their CPA or estate attorney where that adds value. If you’re looking for a purely transactional, self-directed brokerage relationship, or you’re set on stock-picking or market-timing, we’re probably not the right fit, and we’ll tell you that directly rather than take you on anyway.
Fiduciary, always
Every recommendation is legally required to be in your best interest. No proprietary products, no commissions.
One transparent fee
A single asset-based advisory fee that includes full financial planning. No separate planning charge, nothing extra to buy.
A coordinate, not just a name
A coordinate is fixed, but the path to it rarely is. Careers change. Families grow and shift. Plans you made ten years ago don't always survive contact with real life. Our job is helping you navigate that path to the destination you've set, wherever it moves. Meridian 105 is a destination coordinate. It's also home for Tyler's family today.
Built on lived experience
Tyler's interest in this work traces back to watching his own family navigate concentrated stock risk and a sudden job loss in 2008. That experience shapes how he works with clients today: helping them align equity compensation with their primary goals, rather than treating it as a windfall to manage in isolation.
A disciplined investment philosophy
We focus on low-cost, diversified portfolios, with direct indexing available above $250,000 in taxable assets for more tax-efficient, personalized investing.
What we do
Tax planning
Year-round coordination with your CPA so investment decisions and tax decisions work from the same numbers, not two separate conversations.
Retirement income planning
A withdrawal strategy that turns what you have saved into income you can count on, drawn in the most tax-efficient order across your accounts.
Retirement planning
A clear read on when work becomes optional, stress-tested against real market and life scenarios rather than one optimistic projection.
Association reserve fund management
A documented investment policy and disciplined management for HOA and nonprofit reserves, built to hold up to board and audit scrutiny.
Estate and continuity coordination
Your advisor, CPA, and estate attorney working from one picture, so your intentions are documented, current, and understood before they are needed.
Direct indexing
For taxable accounts above $250,000, we own the individual holdings behind an index to capture position-level tax efficiency and customization.
Education funding
529 contributions and funding trajectories reviewed against your goals, so college costs are planned for rather than absorbed in the moment.
Your path to becoming a client
Getting started is intentionally low-pressure. There is no sales pitch, just a structured way for us to understand your situation and for you to decide, with real information in hand, whether working together makes sense. Here is what each step looks like.
Connect
A relaxed first conversation, usually 20 to 30 minutes. We talk about what brought you here and what you are hoping to figure out. No numbers required, and no commitment either way.
Discover
If it makes sense to move forward, you receive a secure invitation to our planning portal to upload key documents and connect your outside accounts. Then we walk through your full financial picture together: income, assets, goals, family, and what a great outcome looks like a year from now.
Decide
We come back with a specific recommendation built around your situation, not a generic template. That might be an equity concentration analysis, a withdrawal strategy, a board-ready investment policy, or a continuity plan. There is no hard close, and you decide if and how to move forward.
Activate
Once you decide to move forward, we open or transfer your accounts, loop in your CPA or estate attorney where it helps, and set you up in the Farther client portal. From there you move into a regular, calendared service rhythm, and Tyler's schedule stays open to clients throughout the year, not just at review time.
The people behind your plan
You work with one advisor who knows your situation, backed by a team that covers planning, investments, and the details that keep a plan current. We know our clients well, and our meetings are as likely to start with your family as your portfolio.
Ashton Hayes, J.D.
Senior Trust Associate
Melissa Lovejoy
Paralegal Associate, Estate Planning
Stacey Kirkpatrick, CFP®
Planner
Aaron Sheklin, Esq.
Vice President of Institutional
Resources
GUIDE
Components of a Comprehensive Financial Plan
A guide to each core pillar of your plan.
Build your planGuide
Retirement Transition
Navigating the shift in mindset, money, and time.
Plan your transitionGuide
RSU vs. ISO: The Decision Tree
A practical guide to managing both types of equity compensation.
Compare your optionsYour all-in-one financial ecosystem
Complete Financial Operation System
AWS Security & Privacy and Plaid Connectivity
Banking
Performance Dashboards
Insurance
Financial Goals
Properties
Wealth Team
Documents
Investments
Our Intelligent Wealth Platform is protected by the highest levels of data security and compliance, and built to overcome the pain points of legacy wealth management — empowering advisors to focus on their role as your strategic guide to greater wealth.
Your full wealth picture in one secure, trusted place
Navigate with ease through a simplified dashboard that empowers you to take command of every financial decision.
Tell us what brought you here
Share a little about your situation and your financial goals. Tyler reads every message and will respond within one business day.