Wealth management built for the years that matter most: a tax-smart retirement plan, built around your life, backed by the full strength of Farther’s Intelligent Wealth platform.
Get in touchMy first job in this industry was inside a commission-driven broker-dealer, effectively a boiler room built to sell life insurance, annuities, and expensive products no one really needed. I watched families, including my own, steered into the wrong products so an advisor could earn a bigger commission or win a trip to Hawaii. It left a mark. It also showed me exactly the kind of advisor I never wanted to be.
When I discovered the fiduciary path, the RIA model, the CFP standard, providing advice with no product incentives, everything changed. You can serve clients well, protect what they've built, and still do well for yourself. That conviction became my mission: protect and grow your wealth, with protect coming first.
Get in touch
My primary office
5451 Avenida Encinas, Ste 126B, Carlsbad, CA 92008
I built my practice on a simple belief: the life plan comes first, the portfolio comes second. RETIRE is the system I use to tackle every corner of your financial life and align it to your specific goals, so the strategy is actually yours, never cookie-cutter. Here is how each part works together.
Risk management is where we start, because protecting your wealth matters more than chasing the next return. We look hard at what could derail your plan: market shocks, health events, being steered into things you don't fully understand. Together, we build guardrails against all of it.
Protecting your family and assets through comprehensive insurance strategies and defensive planning. We evaluate your existing coverage, identify potential gaps, and implement robust safeguards designed to help your wealth remain secure against unforeseen life events
Get in touchWe review your weekly and monthly cash flow, and check it against your values and goals. If your spending and saving habits lack structure, I help you implement a cashflow system that supports prioritization and communication that is easy to maintain.
It’s my goal to help you have freedom money so you can enjoy your hard earned dollars today, while putting money aside for your future.
Get in touchWe focus on minimizing your tax burden throughout the year, not just at tax season. By integrating proactive planning with the Intelligent Wealth Platform, we aim to keep more of your earnings invested to grow your net wealth.
Taxes are one of the most reliable places to add value over a lifetime, and in retirement the stakes only rise. We coordinate withdrawal sequencing, asset location, and year-round tax strategy so that as little as possible is unnecessarily surrendered to a tax bill you could have avoided.
Get in touchWe construct diversified, institutional-grade portfolios meticulously tailored to your unique time horizon and risk tolerance. By leveraging Farther’s advanced technology and access to elite investment vehicles, we move beyond traditional asset allocation to build resilient, tax-aware strategies designed to capture market growth while actively safeguarding your wealth against unnecessary volatility.
Through direct indexing, strategic asset location, and automated tax-loss harvesting, we work to improve your after-tax return while managing volatility. Our goal is to help your financial plan remain as efficient as possible, aiming to allow for potential gains that compound over time.
Get in touchWe work with retirees and pre-retirees to design a personal retirement income plan. This goes beyond simple asset allocation; we integrate Social Security optimization, pension strategies, and drawdown order designed to help your wealth support your desired lifestyle.
Our objective is to maximize your after-tax spendable income while minimizing tax drag. By stress-testing your plan against market fluctuations, we provide the clarity and confidence to enjoy your retirement years without the constant worry of market volatility.
Get in touchYour legacy and your wishes deserve real protection. I work directly with your estate planning attorney on wills, powers of attorney, beneficiary designations, and trusts, so your financial plan and legal documents actually match.
This coordination is designed to help your financial plan and legal documents work in harmony, aiming to provide clarity and peace of mind for your loved ones during life’s most critical transitions
Get in touchWealth management here is an ongoing advisor relationship. We manage the full range of your financial life alongside your portfolio, with the full depth of Farther’s Intelligent Wealth Platform behind every recommendation.
We design a tax-efficient strategy for drawing down your accounts, which to tap, in what order, and how much, so a lifetime of savings becomes a sustainable paycheck. Your plan is stress-tested against real market conditions, including downturns and rate shocks.
We manage taxes all year. Through direct indexing, asset location, and automated tax-loss harvesting, we work to keep more of what your portfolio earns.
Claiming decisions and healthcare timing are among the highest-value choices you'll make. We model your optimal Social Security strategy, including spousal coordination, and plan for Medicare and healthcare costs so nothing catches you off guard.
We coordinate with your estate attorney to make sure your financial plan and legal documents actually work together, reviewing beneficiary designations, account titling, and trust funding so what you've built is directed exactly as you intend.
For tech professionals with equity at companies like Apple, Meta, and Google, we help navigate concentrated positions, vesting, and the tax consequences of exercising, turning complex equity into diversified, durable wealth.
Through Farther, you gain access to institutional-grade strategies, private equity, private credit, and alternatives, sourced at terms that were historically reserved for family offices, integrated thoughtfully into your broader plan.
My focus is people close to retirement who have built real wealth and want a trusted advisor to carry the complexity, so they can stop worrying about their money and get on with living their best life. If you see yourself here, let's talk.
Deep Integration With
Pershing, Apex, Schwab, Fidelity, and 90+ additional custodians
Complete Financial Operation System
AWS Security & Privacy and Plaid Connectivity
Our Intelligent Wealth Platform is protected by the highest levels of data security and compliance, and built to overcome the pain points of legacy wealth management — empowering advisors to focus on their role as your strategic guide to greater wealth.
When you work with me, you get more than one person in your corner. You get a dedicated advisor who knows your story, backed by Farther's investment, tax, estate, and client service teams. It's the answer to the question I hear most: what happens to my plan if something happens to you?
Share a little about where you are and what you're hoping for in retirement. I'll reach out personally to set up a relaxed, no-pressure conversation, the kind you'd have with a trusted friend who happens to know this stuff cold.