Retirement Planning for AT&T Employees: Pension, Mod 75 & Benefit Strategies

Anthony has over five years of experience advising clients – approaching each partnership from a holistic perspective. 

Anthony’s passion for finance stems from a desire to alleviate financial struggles. He has enjoyed helping small business owners, public school employees, and military families navigate their unique financial situations and make significant strides towards their retirement goals.

A native of Huntingtown, MD, Anthony pursued his education at ERAU in Daytona Beach and spent four years teaching English in South Korea. When he is not working with clients, he enjoys going to the gym and relaxing at home.

Erik has been helping clients plan for, and transition into, retirement for more than 19 years. His comprehensive, educational approach provides a clear path for his clients to achieve their financial goals. 

Prior to joining Farther, Erik served clients as an advisor and also supervised financial advisors as a Chief Compliance Officer, upholding a strict commitment to prudent financial conduct. 

When not in his office, Erik can be found hiking in national parks or backpacking with his wife, Elena, and their trusty trail dog, Meadow.

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Christian partners with a select group of corporate executives, entrepreneurs, and attorneys to develop comprehensive wealth management strategies that address the unique challenges they face.

He provides detailed cash flow analysis, tax strategies, concentrated stock management, and customized portfolios – empowering his clients to make sound financial decisions to efficiently manage, grow, and protect their wealth.

Prior to joining Farther, Christian was a wealth advisor at Merrill Lynch, Watermark Capital Management, and Northwestern Mutual. He currently resides in Brooklyn with his family.

Denton brings a holistic approach to wealth management, with experience ranging from 529 plans to estate transitions.

Denton’s approach focuses on aligning each of his clients’ financial goals and major life events with tailored solutions. His academic background in macroeconomic theory, along with his Series 7 and 66, equips him with both the knowledge and passion to engage in meaningful financial conversations.

Based in Baltimore, MD, Denton enjoys playing and watching soccer and spending time with his family and dog.

Tom’s nine years of experience spans life insurance, financial planning, portfolio management, and tax optimization. 

It was the challenges of the great financial crisis that originally motivated Tom to pursue a career in finance. He began his career in the life insurance industry, prior to becoming a licensed banker and then a Chartered Financial Analyst. He enjoys the holistic nature of being a wealth advisor and advising clients on their portfolios and financial decisions. 

Based in his hometown of Riverside, CA, Tom’s favorite hobbies with family and friends include traveling, movies, rock climbing, snowboarding, and board games.

Merissa brings a comprehensive, client-centered approach to her role as a wealth advisor on the Focus Team at Farther – specializing in strategic planning, investment management, and financial analysis. Merissa’s particular focus is on pensioned employees, supporting individuals who are navigating the unique challenges of retiring at a relatively young age. With a personal connection to public safety professionals – her husband serves as a paramedic firefighter – Merissa is passionate about helping clients in the public safety field transition smoothly into retirement after years of dedicated service.

Merissa brings a unique perspective from her background in architecture, where she managed multimillion-dollar project finances for established entities including The Smithsonian, Alaska Airlines, and Google. This experience sharpened her ability to think strategically and manage complex financial details on behalf of her clients.

A longtime Edmonds resident, Merissa lives just north of Seattle with her husband and their four energetic boys. Life is an adventure every day, but when they’re craving an even bigger challenge, the family loves hopping on a plane to somewhere warm – with all four kids in tow.

Zac is a financial advisor known for his analytical and relationship-driven approach. With a background in forensic accounting, he helps individuals and families across all income levels gain clarity and confidence in their financial lives through personalized, practical strategies.

Prior to becoming a financial advisor, Zac spent nearly seven years at MDD Forensic Accountants, where he specialized in analyzing complex financial data. He graduated from the University of Arkansas in 2018 and made the shift to advising in 2025 to work more directly with people and have a meaningful impact on their financial futures.

Zac is based in Dallas with his wife. When he’s not working with clients, you can find him on the golf course, under the hood of a car, or spending quality time with friends and family.

Manav brings a relationship-first, planning-driven approach to every client interaction. With a background spanning wealth management, M&A, and corporate development, he helps business owners, professionals, and families design financial strategies that support both long-term growth and everyday peace of mind.

Prior to joining Farther, Manav advised high-income professionals at Florida Financial Advisors with personalized planning and held corporate development roles at the National Fire Protection Association (NFPA). He also gained global investment experience through internships at Julius Baer, Credit Suisse, and Vertex Partners. Manav received his MBA in Finance and International Business from Hofstra University and holds a B.S. in Finance from Binghamton University (SUNY).

Based in Miami, Manav is an avid fan of Formula 1, soccer, football, and tennis. Outside of work, he enjoys music, discovering new restaurants, and planning his next travel adventure.